BUSINESS INSURANCE PRODUCTS

General liability is the most common and foundational coverage that protects against bodily injury, property damage, and personal / advertising injury to third parties. Essential for businesses of all sizes.

Covers professionals against claims of negligence, mistakes, or failure to deliver promised services.

Common for consultants, real estate agents, doctors, insurance / financial advisors, etc.

Commercial property insurance protects a business’s buildings, equipment, and inventory against losses from events like fire, theft, or certain natural disasters.

Covers employee injuries on the job and protects employers from related lawsuits.

Protects businesses from data breaches, hacking, and other cyber-related incidents.

Product liability protects manufacturers, distributors, and retailers from claims related to defective products that cause harm.

A Business Owner’s Policy (BOP) combines general liability and commercial property insurance into one package to protect small and mid-sized businesses from common risks like lawsuits, property damage, and business interruption.

Covers claims related to employee rights, such as discrimination, harassment, or wrongful termination.

Commercial auto liability covers damages caused by vehicles used for business purposes.

Product liability protects manufacturers, distributors, and retailers from claims related to defective products that cause harm.

Inland marine insurance covers your equipment, tools, and other movable property against loss or damage while in transit, on job sites, or stored off-site.

Commercial umbrella liability insurance provides extra liability protection beyond the limits of your primary business policies, helping cover large lawsuits or claims that exceed standard coverage.