LIFE INSURANCE PRODUCTS
Whole Life Insurance
- Covers you for life (as long as premium are paid)
- Includes cash value that grows over time
- Fixed premium and guaranteed cash value
- More expensive but offers lifelong protection and potential savings.
Term Life Insurance
- Covers you for a set period (10, 20 or 30 years)
- Pays a death benefits if you pass away during the term
- No cash value
- Lower cost, good for temporary needs (mortgage protection)
- Option to renew or convert to permanent insurance without medical exam.
- Level term, fixed premium and death benefits
Universal Life Insurance
- Flexible premiums and guaranteed cash value
- Builds cash value slowly
Group Life Insurance
Protect your business from liability, property damage, and other risks. Our policies are tailored to meet the unique needs of your business. We can help you find the coverage you need to stay protected.
Long-Term Care Insurance
Stay covered with health insurance. We offer a variety of plans to fit your needs and budget. Our team can help you navigate the complex healthcare system and find the best coverage for you and your family.